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        Lurleen B. Wallace Community College

        APPLY NOW
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        Home » Financial Aid  » Private Loans 

        Alternative/Private Loans

        LBWCC does not participate in the federal student loan program. But occasionally, scholarships, federal and state grants, and personal savings are not enough to cover your educational expenses. In such instances, you may wish to consider an alternative loan. Below you will find information which should help guide you to decide whether an alternative loan is right for you.

        What is it?

        Alternative loans are non-federal, interest-bearing loans through private lenders. Approval is not guaranteed and the student may need a co-signer with good credit to apply. There are a variety of alternative loans available and it's up to the student and co-signer to decide on the one that it best for them. Lender requirements may vary and students should contact the lender directly for all eligibility requirements.

        FASTChoice

        LBWCC offers an online loan comparison tool for you to use called FASTChoice. FASTChoice is designed to assist you in making the educational loan choice that is best for you. FASTChoice is not a lender. Please keep in mind that you may select any lender of your choice, even if they do not appear on FASTChoice. Click HERE for more information or to get started.

        LBWCC selected these lenders to be on the FASTChoice Lender List for the following reasons:Competitive borrower rates and terms

        • Loans are offered to community college students
        • Funds are sent electronically (EFT) when possible
        • Easy online application process
        • Longevity and stability in private loan lending

        LBWCC and its staff do not endorse or accept any incentives, financial or otherwise, from the lenders listed on FASTChoice. Lender information is provided as a courtesy and in no way should it be interpreted as a requirement to use one of the listed lenders. LBWCC will process loans from any lender that participates in any educational loan programs.

        CERTIFICATION OF LOANS:

        All private student  loans are certified through Scholarnet web portal once the student has registered for classes.  Tuition and Fees  must be paid in full before a refund to the student will be made.

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        Lurleen B. Wallace Community College is accredited by the Southern Association of Colleges and Schools Commission on Colleges to award the Associate in Arts, Associate in Science, Associate in Applied Science degrees and certificates. Contact the Commission on Colleges at 1866 Southern Lane, Decatur, Georgia 30033-4097 or call 404-679-4500 for questions about the accreditation of Lurleen B. Wallace Community College.